{"id":"197595_fbc0c85a-6afb-41ee-8293-6c7dd1c6df18","output":["added 197595_fbc0c85a-6afb-41ee-8293-6c7dd1c6df18 to queue from https://advantplus.com.au","got json: 197595","wrote json: 197595","id: 197595, template: nl001 into the pdf queue","assets: Ok(()), images: Ok(())","called xvfb","05-25 06:50 floating text frame","05-25 06:50 floating vec","05-25 06:50 var DotMap(as_pdf='https://ddwfsentcju8u.cloudfront.net/image_attachments/data/000/007/670/original/dd2a616cc1e39049904d29f7577358987f143955-wiseman_banner_RGB.jpg?1546565347', body='https://ddwfsentcju8u.cloudfront.net/image_attachments/data/000/007/670/original/dd2a616cc1e39049904d29f7577358987f143955-wiseman_banner_RGB.jpg?1546565347', bucket='advantplus-production', cmyk_colour=None, default_body='##banner_image', designator='', html_tag='img', id=837064, index=1.0, key='image_attachments/data/000/009/677/original/704eaf7393f06781c4978044fa160911a2ce21cd-wiseman_banner_CMYK.jpg?1546567470', lookup_id=778, lookup_type='User', name='client_banner', new_key=None, suffix='', variable_style=DotMap(alignment=None, colour='', font=None, line_height='14', size='12')) for content_type image","05-25 06:50 finding img for image_attachments/data/000/009/677/original/704eaf7393f06781c4978044fa160911a2ce21cd-wiseman_banner_CMYK.jpg?1546567470","05-25 06:50 img is /tmp/rpref/image_attachments/data/000/009/677/original/704eaf7393f06781c4978044fa160911a2ce21cd-wiseman_banner_CMYK.jpg","05-25 06:50 found /tmp/rpref/image_attachments/data/000/009/677/original/704eaf7393f06781c4978044fa160911a2ce21cd-wiseman_banner_CMYK.jpg for a frame with content_type image","05-25 06:50 floating frame img","05-25 06:50 floating text frame","05-25 06:50 applying Helvetica Neue LT Std 55 Roman","05-25 06:50 set Helvetica Neue LT Std 55 Roman","05-25 06:50 formatting frame var DotMap(as_pdf='Winter 2026', body='Winter 2026', bucket='advantplus-production', cmyk_colour=None, default_body='##title', designator='', html_tag='h1', id=837065, index=1.0, key=None, lookup_id=197595, lookup_type='Document', name='Title', new_key=None, suffix=None, variable_style=DotMap(alignment=None, colour='CLIENT1', font=None, line_height='28', size='28'))","05-25 06:50 prerendered soup is: Winter 2026","","05-25 06:50 styling DotMap(alignment=None, colour='CLIENT1', font=None, line_height='28', size='28')","05-25 06:50 selecting 0:12 of 12 in frame_title","05-25 06:50 var DotMap(as_pdf='https://ddwfsentcju8u.cloudfront.net/image_attachments/data/000/003/099/original/2cfda77f5fc9d4aa52a5cb06a18c496123ffc92f-1806_rgb_mountain.jpg?1546558621', body='https://ddwfsentcju8u.cloudfront.net/image_attachments/data/000/003/099/original/2cfda77f5fc9d4aa52a5cb06a18c496123ffc92f-1806_rgb_mountain.jpg?1546558621', bucket='advantplus-production', cmyk_colour=None, default_body='##image', designator='', html_tag='img', id=837066, index=1.0, key='image_attachments/data/000/003/099/original/2cfda77f5fc9d4aa52a5cb06a18c496123ffc92f-1806_rgb_mountain.jpg?1546558621', lookup_id=753, lookup_type='Cover', name='Cover', new_key=None, suffix=None, variable_style=DotMap(alignment=None, colour='', font=None, line_height='', size='')) for content_type image","05-25 06:50 finding img for image_attachments/data/000/003/099/original/2cfda77f5fc9d4aa52a5cb06a18c496123ffc92f-1806_rgb_mountain.jpg?1546558621","05-25 06:50 img is /tmp/rpref/image_attachments/data/000/003/099/original/2cfda77f5fc9d4aa52a5cb06a18c496123ffc92f-1806_rgb_mountain.jpg","05-25 06:50 found /tmp/rpref/image_attachments/data/000/003/099/original/2cfda77f5fc9d4aa52a5cb06a18c496123ffc92f-1806_rgb_mountain.jpg for a frame with content_type image","05-25 06:50 floating frame img","05-25 06:50 floating text frame","05-25 06:50 applying Helvetica Neue LT Std 45 Light","05-25 06:50 set Helvetica Neue LT Std 45 Light","05-25 06:50 formatting frame var DotMap(as_pdf='The focus has been on the Federal Budget and interest rates, due to the changing economic outlook with the Middle East crisis, inflation, volatile markets and fragile consumer confidence.
In this newsletter, we will be outlining the Federal Budget announcements, but many clients are unlikely to be directly impacted in the immediate term, particularly as there were no material changes announced to the taxation of superannuation at this stage.
However, we believe the proposed changes relating to the future taxation of capital gains have the potential to significantly increase the complexity associated with administering investments held outside of structured investment platforms. This may affect assets such as direct shareholdings, managed funds and, to a lesser extent, investment properties.
Based on the announcements to date, one possible outcome may involve retaining the existing 50% capital gains tax discount for eligible assets held prior to 1 July 2027, while applying a different methodology-such as the previous indexation method-to future gains after that date. While the final legislation has not yet been released, the practical effect could be a much more complicated framework for calculating capital gains tax outcomes over time.
For investors holding assets directly, this may substantially increase the record-keeping and administrative burden associated with tracking investment cost bases and taxable gains. This complexity will be particularly relevant not only for your own tax reporting obligations, but also for the future administration of your estate, where accurate historical records may need to be maintained over many years.
In practical terms, it is possible that future capital gains calculations may require multiple methodologies to be applied to the same investment, including:
* gains realised within 12 months (taxed at full marginal rates),
* gains eligible for the current 50% CGT discount,
* and gains subject to an indexation-based calculation method.
The need to separately track these components across different acquisition dates and investment parcels is likely to make tax administration significantly more complex in future years.
As a result, we expect many investors may increasingly need to utilise investment platforms, specialist portfolio reporting software, or enhanced accounting support to accurately monitor and report these outcomes. This may also lead to higher administration costs over time for investors who continue to hold assets directly.
Given the potential significance of these changes, we believe it will be increasingly important to discuss investment structuring, record keeping, and capital gains implications with us both before and after 1 July 2027, particularly prior to making major investment decisions or asset sales.
', body='The focus has been on the Federal Budget and interest rates, due to the changing economic outlook with the Middle East crisis, inflation, volatile markets and fragile consumer confidence. \\r\\n\\r\\nIn this newsletter, we will be outlining the Federal Budget announcements, but many clients are unlikely to be directly impacted in the immediate term, particularly as there were no material changes announced to the taxation of superannuation at this stage.\\r\\n\\r\\nHowever, we believe the proposed changes relating to the future taxation of capital gains have the potential to significantly increase the complexity associated with administering investments held outside of structured investment platforms. This may affect assets such as direct shareholdings, managed funds and, to a lesser extent, investment properties.\\r\\n\\r\\nBased on the announcements to date, one possible outcome may involve retaining the existing 50% capital gains tax discount for eligible assets held prior to 1 July 2027, while applying a different methodology—such as the previous indexation method—to future gains after that date. While the final legislation has not yet been released, the practical effect could be a much more complicated framework for calculating capital gains tax outcomes over time.\\r\\n\\r\\nFor investors holding assets directly, this may substantially increase the record-keeping and administrative burden associated with tracking investment cost bases and taxable gains. This complexity will be particularly relevant not only for your own tax reporting obligations, but also for the future administration of your estate, where accurate historical records may need to be maintained over many years.\\r\\n\\r\\nIn practical terms, it is possible that future capital gains calculations may require multiple methodologies to be applied to the same investment, including:\\r\\n\\r\\n* gains realised within 12 months (taxed at full marginal rates),\\r\\n* gains eligible for the current 50% CGT discount,\\r\\n* and gains subject to an indexation-based calculation method.\\r\\n\\r\\nThe need to separately track these components across different acquisition dates and investment parcels is likely to make tax administration significantly more complex in future years.\\r\\n\\r\\nAs a result, we expect many investors may increasingly need to utilise investment platforms, specialist portfolio reporting software, or enhanced accounting support to accurately monitor and report these outcomes. This may also lead to higher administration costs over time for investors who continue to hold assets directly.\\r\\n\\r\\nGiven the potential significance of these changes, we believe it will be increasingly important to discuss investment structuring, record keeping, and capital gains implications with us both before and after 1 July 2027, particularly prior to making major investment decisions or asset sales.\\r\\n', bucket='advantplus-production', cmyk_colour=None, default_body='##message', designator='', html_tag='span', id=837067, index=1.0, key=None, lookup_id=None, lookup_type='Introduction', name='Introduction', new_key=None, suffix=None, variable_style=DotMap(alignment='', colour='', font='', line_height='12', size='9'))","05-25 06:50 prerendered soup is: The focus has been on the Federal Budget and interest rates, due to the changing economic outlook with the Middle East crisis, inflation, volatile markets and fragile consumer confidence.
In this newsletter, we will be outlining the Federal Budget announcements, but many clients are unlikely to be directly impacted in the immediate term, particularly as there were no material changes announced to the taxation of superannuation at this stage.
However, we believe the proposed changes relating to the future taxation of capital gains have the potential to significantly increase the complexity associated with administering investments held outside of structured investment platforms. This may affect assets such as direct shareholdings, managed funds and, to a lesser extent, investment properties.
Based on the announcements to date, one possible outcome may involve retaining the existing 50% capital gains tax discount for eligible assets held prior to 1 July 2027, while applying a different methodology-such as the previous indexation method-to future gains after that date. While the final legislation has not yet been released, the practical effect could be a much more complicated framework for calculating capital gains tax outcomes over time.
For investors holding assets directly, this may substantially increase the record-keeping and administrative burden associated with tracking investment cost bases and taxable gains. This complexity will be particularly relevant not only for your own tax reporting obligations, but also for the future administration of your estate, where accurate historical records may need to be maintained over many years.
In practical terms, it is possible that future capital gains calculations may require multiple methodologies to be applied to the same investment, including:
* gains realised within 12 months (taxed at full marginal rates),
* gains eligible for the current 50% CGT discount,
* and gains subject to an indexation-based calculation method.
The need to separately track these components across different acquisition dates and investment parcels is likely to make tax administration significantly more complex in future years.
As a result, we expect many investors may increasingly need to utilise investment platforms, specialist portfolio reporting software, or enhanced accounting support to accurately monitor and report these outcomes. This may also lead to higher administration costs over time for investors who continue to hold assets directly.
Given the potential significance of these changes, we believe it will be increasingly important to discuss investment structuring, record keeping, and capital gains implications with us both before and after 1 July 2027, particularly prior to making major investment decisions or asset sales.
","","05-25 06:50 styling DotMap(alignment='', colour='', font='', line_height='12', size='9')","05-25 06:50 selecting 0:2818 of 2818 in frame_intro","05-25 06:50 floating line","05-25 06:50 floating vec","05-25 06:50 floating text frame","05-25 06:50 applying Helvetica Neue LT Std 45 Light","05-25 06:50 set Helvetica Neue LT Std 45 Light","05-25 06:50 formatting frame var DotMap(as_pdf='Wiseman Financial Services', body='Wiseman Financial Services', bucket='advantplus-production', cmyk_colour=None, default_body='##name', designator='', html_tag='strong', id=837069, index=2.0, key=None, lookup_id=778, lookup_type='User', name='trading name', new_key=None, suffix='', variable_style=DotMap(alignment='', colour='', font='Helvetica Neue LT Std 75 Bold', line_height='11', size='9'))","05-25 06:50 prerendered soup is: Wiseman Financial Services","","05-25 06:50 styling DotMap(alignment='', colour='', font='Helvetica Neue LT Std 75 Bold', line_height='11', size='9')","05-25 06:50 selecting 0:27 of 27 in frame_footer","05-25 06:50 applying Helvetica Neue LT Std 75 Bold","05-25 06:50 set Helvetica Neue LT Std 75 Bold","05-25 06:50 formatting frame var DotMap(as_pdf='118 Church Street
Wollongong NSW 2500', body='118 Church Street \\r\\nWollongong NSW 2500', bucket='advantplus-production', cmyk_colour=None, default_body='autodetail', designator='', html_tag='p', id=839841, index=12.0, key=None, lookup_id=778, lookup_type='User', name='address', new_key=None, suffix='single_return', variable_style=None)","05-25 06:50 prerendered soup is: 118 Church Street
Wollongong NSW 2500","","05-25 06:50 formatting frame var DotMap(as_pdf='P 02 4227 2926', body='02 4227 2926', bucket='advantplus-production', cmyk_colour=None, default_body='autodetail', designator='initial', html_tag='p', id=839842, index=13.0, key=None, lookup_id=778, lookup_type='User', name='phone', new_key=None, suffix='single_return', variable_style=None)","05-25 06:50 prerendered soup is: P 02 4227 2926","","05-25 06:50 selecting 66:1 of 81 in frame_footer","05-25 06:50 applying Helvetica Neue LT Std 75 Bold","05-25 06:50 set Helvetica Neue LT Std 75 Bold","05-25 06:50 designating 1","05-25 06:50 selecting 66:1 of 81 in frame_footer","05-25 06:50 applying Helvetica Neue LT Std 75 Bold","05-25 06:50 set Helvetica Neue LT Std 75 Bold","05-25 06:50 formatting frame var link DotMap(as_pdf=\"E reception@wisemanfs.com.au\", body='reception@wisemanfs.com.au', bucket='advantplus-production', cmyk_colour=None, default_body='autodetail', designator='initial', html_tag='p', id=839843, index=14.0, key=None, lookup_id=778, lookup_type='User', name='email_address', new_key=None, suffix='single_return', variable_style=None)","05-25 06:50 inserting link replacement 'E reception@wisemanfs.com.au\\n'","05-25 06:50 designating 1","05-25 06:50 selecting 81:1 of 110 in frame_footer","05-25 06:50 applying Helvetica Neue LT Std 75 Bold","05-25 06:50 set Helvetica Neue LT Std 75 Bold","05-25 06:50 formatting frame var link DotMap(as_pdf='W www.wisemanfs.com.au', body='www.wisemanfs.com.au', bucket='advantplus-production', cmyk_colour=None, default_body='autodetail', designator='initial', html_tag='p', id=839844, index=15.0, key=None, lookup_id=778, lookup_type='User', name='website', new_key=None, suffix='single_return', variable_style=None)","05-25 06:50 inserting link replacement 'W www.wisemanfs.com.au\\n'","05-25 06:50 designating 1","05-25 06:50 selecting 110:1 of 133 in frame_footer","05-25 06:50 applying Helvetica Neue LT Std 75 Bold","05-25 06:50 set Helvetica Neue LT Std 75 Bold","05-25 06:50 floating text frame","05-25 06:50 applying Helvetica Neue LT Std 45 Light","05-25 06:50 set Helvetica Neue LT Std 45 Light","05-25 06:50 formatting frame var DotMap(as_pdf='Tyrone Wiseman and Louise Wiseman are authorised representatives of Wiseman Financial Services Pty Ltd ACN 106 068 704.
Australian Financial Services Licence Number: 472195 ', body='Tyrone Wiseman and Louise Wiseman are authorised representatives of Wiseman Financial Services Pty Ltd ACN 106 068 704.\\r\\nAustralian Financial Services Licence Number: 472195 ', bucket='advantplus-production', cmyk_colour=None, default_body='##disclosure ', designator='', html_tag='span', id=837071, index=1.0, key=None, lookup_id=778, lookup_type='User', name='fine_print', new_key=None, suffix='', variable_style=DotMap(alignment='', colour='', font='Helvetica Neue LT Std 45 Light', line_height='8', size='6'))","05-25 06:50 prerendered soup is: Tyrone Wiseman and Louise Wiseman are authorised representatives of Wiseman Financial Services Pty Ltd ACN 106 068 704.
Australian Financial Services Licence Number: 472195 ","","05-25 06:50 styling DotMap(alignment='', colour='', font='Helvetica Neue LT Std 45 Light', line_height='8', size='6')","05-25 06:50 selecting 0:174 of 174 in frame_fine_print","05-25 06:50 applying Helvetica Neue LT Std 45 Light","05-25 06:50 set Helvetica Neue LT Std 45 Light","05-25 06:50 formatting frame var DotMap(as_pdf='This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information. Investment Performance: Past performance is not a reliable guide to future returns as future returns may differ from and be more or less volatile than past returns.', body='This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information. Investment Performance: Past performance is not a reliable guide to future returns as future returns may differ from and be more or less volatile than past returns.', bucket='advantplus-production', cmyk_colour=None, default_body='##general_advice', designator='', html_tag='span', id=837072, index=2.0, key=None, lookup_id=778, lookup_type='User', name='general_advice', new_key=None, suffix='', variable_style=DotMap(alignment=None, colour='', font=None, line_height=None, size=None))","05-25 06:50 prerendered soup is: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information. Investment Performance: Past performance is not a reliable guide to future returns as future returns may differ from and be more or less volatile than past returns.","","05-25 06:50 styling DotMap(alignment=None, colour='', font=None, line_height=None, size=None)","05-25 06:50 selecting 174:373 of 547 in frame_fine_print","05-25 06:50 applying MASTER to page 1 of 4","05-25 06:50 applying MASTER to page 2 of 4","05-25 06:50 applying MASTER to page 3 of 4","05-25 06:50 applying MASTER to page 4 of 4","05-25 06:50 exported nl001 197595_fbc0c85a-6afb-41ee-8293-6c7dd1c6df18","xvfb exited with status code 0","made files: (\"/tmp/rpref/pdf/197595/fbc0c85a-6afb-41ee-8293-6c7dd1c6df18/197595_fbc0c85a-6afb-41ee-8293-6c7dd1c6df18_high.pdf\", \"/tmp/rpref/pdf/197595/fbc0c85a-6afb-41ee-8293-6c7dd1c6df18/197595_fbc0c85a-6afb-41ee-8293-6c7dd1c6df18_low.pdf\")","put files: (\"pdf/197595/fbc0c85a-6afb-41ee-8293-6c7dd1c6df18/197595_fbc0c85a-6afb-41ee-8293-6c7dd1c6df18_high.pdf\", \"pdf/197595/fbc0c85a-6afb-41ee-8293-6c7dd1c6df18/197595_fbc0c85a-6afb-41ee-8293-6c7dd1c6df18_low.pdf\")","put completed","completed after 14 seconds"]}